FC
FIRST CREDIT RESOURCES INC
CarrierIntel Score: 68/100. 10 inspection violations in the past 12 months. Updated Oct 2026.
DOT 1226222MC 1784143ActiveNew Entrant · month 10 of 18Motor CarrierInterstateCUMIS Insurance Society, Inc. · $1,000,000 · 1 policyJOHNSTOWN, PA
COMPANY
Authority since
2026-01-08
MCS-150
2026-09-29 · 308,000 mi (2026)
Fleet
11 units · — trailers · 13 drivers
Annual mileage (VMT)
320,000 mi (2023)
ADDRESS
Physical
1466 FRANKSTOWN ROAD
JOHNSTOWN, PA 15902
JOHNSTOWN, PA 15902
Mailing
Same as physical
CONTACT
Phone
8145393999
Email
nate@firstcreditresources.com
OFFICERS
Primary Officer
Nathan Kennedy
Title
COO
OPERATION & CARGO
Operation classification
Authorized For Hire
Specialty
Towing & Recovery / Driveaway
Cargo types
3
General FreightMotor VehiclesDriveaway / Towaway
Self-reported by the company on its latest MCS-150 filing (FMCSA census). Reflects what the carrier is authorized and equipped to haul, not actual recent loads. Specialty is our summary of the declared cargo mix.
AUTHORITY
9 mo
Active authority
INSURANCE
1 active
CUMIS Insurance Society, Inc.
RISK GRADE
Minimal Risk
0 risk factors · 3 strengths
OOS RATE
33.3%
3 / 9 inspections
CarrierIntel Safety Score
Rolling 12-month heuristic based on inspections, OOS, violations, crashes & fatalities. Not the official FMCSA SMS score.
68
out of 100
Fair
Markers: OOS inspection Crash Fatality
Fleet vs Reality
last 12 months · power-unit VINs from roadside inspections Checking local VIN index…
Minimal Risk
0 risk factors · 3 strengths · 3 data pointsSAFETY PERFORMANCE
Crash Record
2 crashes · 0 fatal · 1 with injuries · 2 tow-away
Clean Inspection Rate
67% — 6 clean of 9 inspections
Out-of-Service Rate
33.3% — driver OOS 1 insp., vehicle OOS 3 insp.
COMPLIANCE & AUTHORITY
USDOT Registration
Status: Active
Operating Authority
Active: Motor Carrier
Out-of-service orders
None on record
Authority Events
3 historical event(s) on file
MCS-150 Filing
Last filed 2026-09-29
INSURANCE
Active Coverage
1 policy(ies) on file · total max coverage $1,000,000
SUMMARY
No crashes in the last 24 months
Active insurance on file
Coverage $1.0M
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